Skip to content
FL Storm Pros

Wind mitigation & 4-point inspector

Payton Wade Chronic

Largo, FLPinellas County

Active DBPR home inspector license · HI13718Licensed 5+ years
Request an inspection

About Payton Wade Chronic

Based in Largo, Payton Wade Chronic is licensed by the Florida DBPR as a home inspector under license HI13718. Payton Wade Chronic's Florida home inspector license was first issued in April 2021, about 5 years ago.

A Florida home inspector license allows Payton to perform 4-point inspections, and a licensed inspector who has completed the required hurricane mitigation training can also sign the OIR-B1-1802 wind mitigation form. Many Tampa Bay homeowners book both in a single appointment.

Largo has many 1960s–80s homes and mobile-home communities, where roof age and 4-point requirements come up often. 29 other licensed inspectors are also based in Largo.

This is a free listing built from public DBPR records. Because many inspectors' license addresses are their homes, we do not publish street addresses, phone numbers or email. Use the request form to ask for a quote, or, if this is your listing, claim it to add a business phone, website and service area.

License details

License verified with Florida DBPRHI13718Look it up on myfloridalicense.com

Matched against the DBPR public licensee file (October 2026). Licenses can change; confirm status before signing.

Home inspector · HI13718
Payton Wade Chronic
First licensed April 15, 2021 · Expires July 31, 2028
Based in
Largo, Pinellas County

Location is the city on the DBPR license record. We don't publish street addresses, ZIP codes or phone numbers for free inspector listings.

Wind mitigation (OIR-B1-1802)

Documents roof shape, deck nailing, roof-to-wall connections and opening protection for insurance discounts. Valid up to 5 years.

What it costs

4-point inspection

Roof, electrical, plumbing and HVAC condition report that insurers often require for older homes.

4-point guide

Is this you?

Claim this free listing to add your business phone, website, service area and prices.

Claim this listing

Frequently asked questions

Is Payton Wade Chronic a licensed home inspector in Florida?

Yes. As of our October 2026 DBPR data, license HI13718 is current and active and expires July 31, 2028; it was originally issued April 15, 2021. Search the number on the DBPR license lookup to confirm before you book.

Can Payton sign a wind mitigation form (OIR-B1-1802) for my Largo home?

Florida allows licensed home inspectors to sign the Uniform Mitigation Verification form if they have completed the required hurricane mitigation training. Ask Payton to confirm, and ask for photos of each item (roof deck nails, roof-to-wall connections, opening protection) so your insurer can verify the credits.

How much does a wind mitigation or 4-point inspection cost in Largo?

Published Tampa Bay prices we checked in October 2026 were $115–$130 for a wind mitigation report, $120–$140 for a 4-point and $175–$220 for both in one visit. Larger homes, two-story roofs and travel can cost more, so ask Payton for a written price. See our wind mitigation cost guide.

How do I contact Payton Wade Chronic?

This is a free listing, so we don't show a phone number, email or street address. Use the request form on this page and we'll pass your request along, or compare the 30 licensed inspectors based in Largo.

Do I need a 4-point inspection, a wind mitigation inspection, or both?

It depends on your insurer and the age of your home. Insurers typically require a 4-point on older homes and use a wind mitigation report to apply discounts on any home. Booking both in one visit usually costs less than two separate trips. See the 4-point guide.

Other inspectors in Largo

See all 30 Largo inspectors

About these listings. Inspectors are listed from the Florida Department of Business and Professional Regulation (DBPR) home inspector licensee file, downloaded October 2026. We include only licenses shown as current and active. A DBPR license does not by itself confirm that an inspector has completed the hurricane mitigation training required to sign form OIR-B1-1802, so confirm that, and verify the license on myfloridalicense.com, before you book.

Privacy. Many home inspectors use their home address on their license, so free listings show only the city and county: no street address, ZIP code, phone number or email. Inspectors can claim their listingto add business contact details, or ask us to correct or remove it. FL Storm Pros is not affiliated with DBPR or any insurer.