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FL Storm Pros

Wind mitigation & 4-point inspector

James Lamar Richards

Temple Terrace, FLHillsborough County

Active DBPR home inspector license · HI4576Licensed 15+ years
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About James Lamar Richards

James Lamar Richards holds an active Florida home inspector license (HI4576) with a DBPR mailing address in Temple Terrace, Hillsborough County. James Lamar Richards's Florida home inspector license was first issued in June 2011, giving more than 15 years as a licensed Florida home inspector.

Florida home inspectors can sign the state's Uniform Mitigation Verification form (OIR-B1-1802) once they have completed the hurricane mitigation training the law requires, and most also perform the 4-point inspections insurers ask for on older homes. Ask James which reports are offered and whether both can be done in one visit.

Temple Terrace has many mid-century homes, so 4-point inspections come up often. 4 other licensed inspectors are also based in Temple Terrace.

This is a free listing built from public DBPR records. Because many inspectors' license addresses are their homes, we do not publish street addresses, phone numbers or email. Use the request form to ask for a quote, or, if this is your listing, claim it to add a business phone, website and service area.

License details

License verified with Florida DBPRHI4576Look it up on myfloridalicense.com

Matched against the DBPR public licensee file (October 2026). Licenses can change; confirm status before signing.

Home inspector · HI4576
James Lamar Richards
First licensed June 30, 2011 · Expires July 31, 2028
Based in
Temple Terrace, Hillsborough County

Location is the city on the DBPR license record. We don't publish street addresses, ZIP codes or phone numbers for free inspector listings.

Wind mitigation (OIR-B1-1802)

Documents roof shape, deck nailing, roof-to-wall connections and opening protection for insurance discounts. Valid up to 5 years.

What it costs

4-point inspection

Roof, electrical, plumbing and HVAC condition report that insurers often require for older homes.

4-point guide

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Frequently asked questions

Is James Lamar Richards a licensed home inspector in Florida?

Yes. As of our October 2026 DBPR data, license HI4576 is current and active and expires July 31, 2028; it was originally issued June 30, 2011. Search the number on the DBPR license lookup to confirm before you book.

Can James sign a wind mitigation form (OIR-B1-1802) for my Temple Terrace home?

Florida allows licensed home inspectors to sign the Uniform Mitigation Verification form if they have completed the required hurricane mitigation training. Ask James to confirm, and ask for photos of each item (roof deck nails, roof-to-wall connections, opening protection) so your insurer can verify the credits.

How much does a wind mitigation or 4-point inspection cost in Temple Terrace?

Published Tampa Bay prices we checked in October 2026 were $115–$130 for a wind mitigation report, $120–$140 for a 4-point and $175–$220 for both in one visit. Larger homes, two-story roofs and travel can cost more, so ask James for a written price. See our wind mitigation cost guide.

How do I contact James Lamar Richards?

This is a free listing, so we don't show a phone number, email or street address. Use the request form on this page and we'll pass your request along, or compare the 5 licensed inspectors based in Temple Terrace.

Do I need a 4-point inspection, a wind mitigation inspection, or both?

A wind mitigation report is optional and is used to earn discounts. A 4-point is usually required by insurers for older homes (often 25–30+ years). Many Hillsborough County homeowners book both together. Read our 4-point inspection guide.

Other inspectors in Temple Terrace

See all 5 Temple Terrace inspectors

About these listings. Inspectors are listed from the Florida Department of Business and Professional Regulation (DBPR) home inspector licensee file, downloaded October 2026. We include only licenses shown as current and active. A DBPR license does not by itself confirm that an inspector has completed the hurricane mitigation training required to sign form OIR-B1-1802, so confirm that, and verify the license on myfloridalicense.com, before you book.

Privacy. Many home inspectors use their home address on their license, so free listings show only the city and county: no street address, ZIP code, phone number or email. Inspectors can claim their listingto add business contact details, or ask us to correct or remove it. FL Storm Pros is not affiliated with DBPR or any insurer.